1. AML / KYT
Blockchain transaction monitoring and compliance screening may be applied to supported services where applicable. AML and KYT controls are used for partner-supported workflows, onboarding flows, and services that require compliance review.
- Sanctions and risk screening where required
- Transaction monitoring for supported networks and workflows
- Escalation and review procedures for higher-risk activity
2. Non-Custodial Architecture
The wallet layer is designed as user-controlled infrastructure. Private keys, recovery materials, and blockchain assets remain under user control in supported wallet functions.
- iCloser does not custody customer funds
- Users maintain control over wallet credentials
- Partner services are separate from self-custodial wallet control
3. Regulatory Status
iCloser Ltd. provides software and access infrastructure. Public regulatory information is disclosed separately for transparency and should not be read as government endorsement.
- FinCEN MSB registration disclosure
- SEC ERA filing disclosure
- Jurisdictional and partner-availability limitations
4. Risk Controls
Product access may be limited by region, partner readiness, compliance review, transaction risk, identity verification, and applicable law.
- Eligibility review before partner-supported services
- Explicit user authorization for user-controlled actions
- No investment, legal, tax, or financial advice
5. Partner Disclosures
Card-related services, virtual account access, settlement support, and regulated financial services are provided through licensed or authorized third-party partners where applicable.
- Availability may vary by region and eligibility
- Partners may apply independent review standards
- iCloser provides the technology interface, not direct financial institution services
6. Privacy & Security
Identity verification, compliance data, and partner records may be processed by applicable service providers under their own policies and legal obligations.
- Privacy and data protection disclosures
- Security controls for account and wallet access
- Clear separation between wallet infrastructure and regulated partner workflows
iCloser is a non-custodial technology platform. Users retain control of their private keys and digital assets at all times. iCloser does not custody customer funds. Partner-supported services remain subject to eligibility, compliance review, jurisdiction, and applicable law.